Pet insurance with
no surprises
- ✓ Know what’s covered from the start
- ✓ Covers up to 90% of eligible vet bills
- ✓ No breed or age restrictions
Save 10%
on 3 or more pets
Save 15%
on 5 or more pets
Know what’s covered from the start
Insurers call this “underwriting upfront”. We look at your pet’s health records and tell you if anything’s not covered when you purchase, so there are no surprises later on.
Get a quoteWhat does Pets Plus Us help cover?
- ✓ Exam fees and taxes
- ✓ Illnesses
- ✓ Accidents and injuries
- ✓ Hospitalization
- ✓ Surgery
- ✓ Hereditary conditions
- ✓ Diagnostics
- ✓ Prescription medications & food
- ✓ Alternative therapies
- ✓ Behavioural therapies
- ✓ Medical devices
How we stand out from the pack
Blue Ribbon Benefits
Get access to PetHelpFone, Compassionate Care Line, and Pet Poison Helpline
4Life Guarantee
Coverage benefits are guaranteed to renew each year for your pet’s entire lifetime
No Age Limits
No pet is too old for coverage, and premiums won’t increase with age
Real examples from pets plus us members**
Daisy
6-year-old Labrador Retriever
Inflammatory Bowel Disease
$13,000
reimbursed by Pets Plus Us
Max
7-year-old Domestic Shorthair Cat
Feline Asthma
$10,300
reimbursed by Pets Plus Us
Lola
5-year-old French Bulldog
Spinal Cord Compression
$7,500
reimbursed by Pets Plus Us
How pet insurance works
1.
Take your pet to the vet as usual
You can use any licensed vet in Canada or the U.S. — even specialists and emergency care providers.
2.
Submit your claim
Visit our Member Portal to submit your claim online, or use our downloadable forms if you’d prefer to email or mail.
3.
Receive your reimbursement
Get reimbursed up to 90% on eligible vet bills via direct deposit or cheque.
Read what other pet parents say about Pets Plus Us
Janelle C. | Luna
“We have been so so happy with our services from Pets Plus Us! Thank you so so much for covering all our claims, and most importantly our recent one of $4,080 for Luna’s TPLO. Also every time we call the people answering are the absolute kindest!!!”
Cherri S. | Sullivan
“I would like to thank Pets Plus Us. Our 1-year-old Bernese Mountain Dog Sullivan suffered bloat/stomach flip. He had to undergo emergency GDV surgery. This is fatal if not caught early. The 3 vet visits cost almost $6,000. Pets Plus Us made this so easy to say yes very quickly to a life-saving surgery.”
FAQs
Pet insurance is coverage designed to provide pet owners with financial protection to be used toward professional veterinary care and some related medical costs. By helping you deal with unexpected costs of care, pet insurance means that you will be in a better position to make decisions about your pet’s medical care without putting cost first.
The premium for pet insurance depends on the type and amount of coverage you choose, the type of pet you have, and the cost of veterinary care in your area.
Click here to enter your details and receive a no-obligation, free quote today.
You can take your pet to any licensed veterinarian — even specialists and emergency care providers. Pets Plus Us also reimburses in Canadian dollars the cost of care from a licensed veterinarian in the U.S. should something happen while you are traveling, however currencies are not converted from US to CAD dollars.
As long as your pet has Pets Plus Us coverage, we will never cancel their policy due to age or claims. We understand that pets can develop a chronic illness and need lots of care (just like humans), so all Pets Plus Us accident and illness coverage comes with our 4Life Guarantee. That means that once your pet is enrolled for coverage, his or her benefits are automatically guaranteed to renew each year.
Don’t see your question? Check out our full FAQ.
